Stamford Finance has surpassed £100m in total lending, a milestone driven by its pragmatic underwriting approach and readiness to support borrowers in cases where traditional lenders often withdraw.
Since its launch in 2022, the specialist lender has built a balanced and resilient portfolio, with residential transactions accounting for around half of all completed deals. Average transaction size stands at £2.15m at 64.59% loan-to-value, with lending activity distributed across England, Scotland, and Wales.
Development exit finance has become a notable area of demand, though Stamford Finance continues to maintain a broad mix of bridging and development facilities. While 30% of transactions are concentrated in the South East, the firm’s nationwide reach demonstrates its commitment to backing projects with solid fundamentals regardless of location.
Recent deals illustrate Stamford Finance’s distinctive lending philosophy. The company delivered £3.1m in bridging finance secured against a Grade II listed wedding venue in Yorkshire, taking a tailored view on a heritage asset despite many lenders applying broad exclusions to similar properties. A £1.97m development facility in Shepherds Bush further highlighted the firm’s consistent approach, with original pricing honoured despite a year-long delay caused by planning challenges and required coordination with Transport for London.
Beyond headline figures, the lender’s expansion reflects a deliberate emphasis on relationships and accessibility. Stamford Finance continues to prioritise direct engagement with borrowers and brokers, offering hands-on support throughout each transaction rather than relying on inflexible credit frameworks.
This focus has been strengthened in 2025 through the launch of the Stamford podcast, which brings industry experts together to share practical insights for navigating the finance landscape. The debut episode, featuring development finance specialist Uliana Kuzmis, provided guidance on preparing effective funding applications—reinforcing the firm’s commitment to supporting developers, not merely financing them.
Peter Beaumont, Director, commented: “Breaking through £100m validates the approach we’ve taken from day one. We’ve deliberately positioned ourselves as a lender that developers and brokers can actually talk to—not just submit applications to.
“Our growth in 2025 has been particularly strong because we’ve been able to move up the LTV curve when the fundamentals justify it. Where banks see complexity and decline, we see an opportunity to apply discretion and common sense. That might mean supporting a Grade II listed property, maintaining pricing commitments through planning delays, or structuring around a borrower’s specific exit strategy.
“We’re using our own capital, so we can make decisions that reflect the reality of each deal rather than fitting everything into a standardised box. That’s proven especially valuable this year as developers have faced tighter constraints elsewhere in the market.
“With our book now well diversified and demand for development exit finance running particularly high, we’re focused on continuing to deliver the speed, flexibility and partnership approach that’s got us here.”
