Covertime has officially entered the UK insurance market, responding to the surge in demand for short-term vehicle cover. With around 15% of UK motorists now opting for temporary insurance, the company is poised to serve those who prioritise convenience and flexibility over year-long commitments.
Designed for real-world needs, Covertime enables drivers to get instant cover—whether borrowing a car, driving a new purchase home, or insuring a vehicle in an emergency. The platform offers temporary car, van, and learner driver policies, all accessible via web browser or a purpose-built app designed for speed and simplicity.
Every element of Covertime’s service has been crafted to match the expectations of digital-age consumers. With a clean interface, lightning-fast quote process, and instant document delivery through email or app, it reimagines how motorists approach insurance.
“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.
“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”
The company’s founders are pioneers in the sector, having introduced the short-term insurance concept in 2006. Their return brings a renewed focus on user experience, integrating flexible payments, digital-first access, and personalised customer support designed for today’s connected drivers.
“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.
“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”
About Covertime
Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy.
Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.
