Author: Meera Chakraborty

Meera Chakraborty trained as an actuary and spent twelve years in financial services before moving to journalism. She worked at an insurance company pricing annuities, moved to a wealth manager building retirement income models, and spent her last years consulting on DB pension scheme de-risking. She writes about retirement planning, ISAs, tax wrappers, passive investing, and the quietly important decisions that most people put off until it is too late. She explains complexity without dumbing it down and has no patience for jargon used to obscure fees. Meera lives in West London. She thinks the phrase 'past performance is not a guide to future results' is the most ignored sentence in the English language.