Splitwise, the popular bill-splitting and expense-sharing app, has announced an expanded partnership with Tink, A Visa Solution, bringing its Pay by Bank feature to France, Germany, and Austria.
Building on strong performance in the UK – where Splitwise has seen a 150% rise in Tink account checks and payment initiations (PIS) this year – the rollout will enable users across these new markets to send money to friends and family instantly and securely, directly within the app via Pay by Bank, powered by Tink.
The move comes as open banking continues its rapid growth across Europe and globally. According to Juniper Research, the number of open banking users worldwide is expected to reach over 645 million by 2029, up from 183 million in 2025.
Before the Tink partnership, Splitwise users had to leave the app to complete payments manually through their online banking. Now, users in France, Germany, and Austria can link their bank accounts and make payments in just a few clicks within the Splitwise app, thanks to Tink’s advanced open banking technology.
Pay by Bank is an account-to-account payment solution that provides a secure, streamlined experience. It allows users to authenticate and pay without the need for manual data entry or multiple redirects, making it one of the simplest and most seamless ways to pay online.
Jonathan Bittner, CEO and co-founder of Splitwise, said: “We pride ourselves in making the Splitwise user experience as secure and direct as possible. With Tink’s open banking technology, we are able to do just that. And after the success of the partnership in the UK, I’m thrilled that we can bring this feature to our users in France, Germany, and Austria.”
Ian Morrin, Head of Payments at Tink, said: “Splitwise is a useful tool for users to take control of their finances, and a convenient way for consumers to manage their money and stay on top of who owes who what.
“We’ve had a great response in the UK after partnering last year, increasing the number of Tink account checks and PIS transactions on the app by 150% since the start of this year. We are excited to build on that working relationship with Splitwise by expanding into more markets across Europe.”
